In spite of your best safety measures, members and guests of your church will sometimes experience injury from trips and falls. These accidents may occur during a worship service, an athletic event or a mission trip (domestic or foreign). These accidents may also involve employees of your ministry. Regardless, we have the coverage to protect your people.
Spiritual counseling may be provided by your pastoral staff or some other person in your ministry. Counseling Liability coverage is provided for all our ministries to provide legal defense and claims of emotional injury associated with that counseling.
Officers and Board Members
Decisions that your leaders make on behalf of your ministry may expose them to claims of financial damages. Directors and Officers liability coverage provides the protection for them in that event.
Protecting the youth of a ministry is one of the most important responsibilities of a church. Not only do we insure your ministry against claims of sexual misconduct, we also can provide you with clear, concise guidelines on how to implement a screening program to help minimize the possibility of these types of claims.
An act of violence. A natural disaster. A medical emergency.
Should you allow concealed weapons on your property? If so, who should be given permission?
These are some of the reasons you should consider creating a Safety and Security team for your ministry. We can provide comprehensive information to your ministry on how to create such a team. We also provide specific, enhanced coverages for your church and the members who make up this team.
Recent violent acts in churches, schools, and on college campuses have given rise to new concerns about dealing with violence in otherwise peaceful settings. Although tragedies caused by violence are difficult for churches and related ministries to prevent, insurance protection can help prepare for the potential financial burdens that often result from such tragedies.